Hurricane-Resistant Roofing

Florida building codes require roofs built after 2002 to withstand Category 4 hurricane winds (up to specific angle/degree). This eliminates the need for a wind mitigation inspection.

Impact-Resistant Windows & Opening Protection

The Florida building code (FBC) of 2002, requires some form of hurricane protection for all exterior windows and doors. (i.e.: impact resistant windows, doors, or approved shutter system). This eliminates the need for a wind mitigation inspection.

Gated or Guarded Communities

Homes in secure communities pose lower risk, often resulting in reduced insurance premiums.

Accredited Builder Advantage

Neal Communities is recognized as an Accredited Builder and is included on most insurance carrier lists, ensuring some policy discounts.

Expanded Carrier Availability

Newer homes qualify for broader insurance carrier options, increasing the likelihood of coverage acceptance.

Potential for Hip Roof Credit

About 60% of Neal homes feature hip roofs, which may qualify for insurance discounts due to their wind-resistant design.

Modernized Systems & No Inspection Requirements

With brand-new HVAC systems, water heaters, plumbing, electrical, and roofing, new Neal homes do not require a 4-point inspection or wind mitigation report. These inspections are typically used by insurers to assess risks and determine premiums.